What one share of American Coastal Insurance holds
Our Company’s revenue is generated from writing insurance in Florida. Our target market in such areas consists of states where the perceived threat of natural catastrophe has caused large national insurance carriers to reduce their concentration of policies.
American Coastal Insurance’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $6.64 |
|---|---|
| Profit | $2.01 |
| Capex (buildings and equipment) | $0.01 |
| Free cash flow | −$0.62 |
| Dividends | $0.73 |
| Cash and investments | $4.63 |
| Debt | $3.16 |
| Book value | $7.21 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | $8.37 | $0.38 | $0.01 | $0.60 | $0.15 | $4.55 |
| 2010 | $7.56 | −$0.09 | $0.01 | −$0.76 | $0.05 | $4.28 |
| 2011 | $9.23 | $0.77 | $0.00 | $3.70 | $0.05 | $5.31 |
| 2012 | $12.32 | $0.91 | $0.04 | $3.29 | $0.08 | $5.70 |
| 2013 | $12.86 | $1.26 | $0.12 | $6.67 | $0.12 | $6.64 |
| 2014 | $13.98 | $2.05 | $0.32 | $3.12 | $0.16 | $9.75 |
| 2015 | $16.67 | $1.28 | $0.51 | $4.07 | $0.20 | $11.11 |
| 2016 | $22.54 | $0.26 | $0.15 | $2.90 | $0.23 | $11.15 |
| 2017 | $17.51 | $0.27 | $0.14 | $0.81 | $0.24 | $12.56 |
| 2018 | $16.90 | $0.01 | $0.10 | $0.51 | — | $12.10 |
| 2019 | $19.29 | −$0.70 | $0.51 | $2.97 | — | $11.69 |
| 2020 | $19.75 | −$2.25 | $0.25 | −$0.50 | — | $9.19 |
| 2021 | $5.32 | −$1.35 | $0.12 | −$7.00 | — | $7.20 |
| 2022 | $5.15 | −$10.91 | $0.07 | −$4.09 | — | −$4.21 |
| 2023 | $5.96 | $6.98 | $0.00 | −$3.07 | — | $3.61 |
| 2024 | $6.01 | $1.53 | $0.00 | $4.93 | $0.50 | $4.89 |
| 2025 | $6.74 | $2.15 | $0.00 | $1.42 | $0.75 | $6.51 |
Common questions about American Coastal Insurance
How much does one share of American Coastal Insurance earn?
Over the last 12 months, each share of American Coastal Insurance earned $2.01 of profit on $6.64 of sales, keeping about 30¢ of every $1 (profit margin).
Does American Coastal Insurance pay a dividend?
Yes. American Coastal Insurance paid $0.73 per share in dividends over the last 12 months. That’s about 37¢ of each $1 of profit (payout ratio).
What is American Coastal Insurance’s book value per share?
American Coastal Insurance’s book value is $7.21 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of American Coastal Insurance have?
Each share of American Coastal Insurance has $4.63 of cash and investments and $3.16 of debt, as of June 30, 2026.
What is American Coastal Insurance’s free cash flow per share?
−$0.62 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has American Coastal Insurance’s profit per share changed over time?
Profit per share went from $0.38 in 2009 to $2.15 in 2025, growing about 11.4% a year (adjusted for stock splits).
Has American Coastal Insurance bought back shares?
American Coastal Insurance’s share count rose about 371% from 2009 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.