What one share of Carter Bankshares holds
Carter Bankshares, Inc. (the “Company”) is a bank holding company headquartered in Martinsville, Virginia with assets of $4.9 billion at December 31, 2025. In October 2025, the Company elected to become a financial holding company under the Bank Holding Company Act of 1956, as amended (the “BHCA”).
Carter Bankshares’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $11.59 |
|---|---|
| Profit | $5.78 |
| Capex (buildings and equipment) | $0.39 |
| Free cash flow | $2.68 |
| Cash and investments | $12.48 |
| Book value | $24.33 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2019 | $4.92 | $1.01 | $0.32 | $1.14 | — | $18.02 |
| 2020 | $4.99 | −$1.74 | $0.38 | −$0.09 | $0.14 | $16.68 |
| 2021 | $5.32 | $1.19 | $0.32 | $2.62 | — | $15.42 |
| 2022 | $6.57 | $2.03 | $0.24 | $2.64 | — | $13.72 |
| 2023 | $6.05 | $1.00 | $0.42 | $1.59 | — | $15.30 |
| 2024 | $5.95 | $1.06 | $0.36 | $1.26 | — | $16.66 |
| 2025 | $6.82 | $1.38 | $0.36 | $1.42 | — | $19.01 |
Common questions about Carter Bankshares
How much does one share of Carter Bankshares earn?
Over the last 12 months, each share of Carter Bankshares earned $5.78 of profit on $11.59 of sales, keeping about 50¢ of every $1 (profit margin).
Does Carter Bankshares pay a dividend?
Carter Bankshares didn’t pay a dividend over the last 12 months, according to its SEC filings.
What is Carter Bankshares’s book value per share?
Carter Bankshares’s book value is $24.33 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Carter Bankshares have?
Each share of Carter Bankshares has $12.48 of cash and investments, as of June 30, 2026.
What is Carter Bankshares’s free cash flow per share?
$2.68 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Carter Bankshares’s profit per share changed over time?
Profit per share went from $1.01 in 2019 to $1.38 in 2025, growing about 5.4% a year (adjusted for stock splits).
Has Carter Bankshares bought back shares?
Carter Bankshares’s share count fell about 14% from 2019 to 2025. Through buybacks, each remaining share owns a bigger slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.