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What one share of Pathward Financial holds

National Commercial Banks

Pathward Financial, a registered bank holding company ("BHC") that has elected to be a financial holding company ("FHC"), was incorporated in Delaware on June 14, 1993. Pathward Financial's principal assets are all the issued and outstanding shares of the Bank, a chartered national bank, the accounts of which are insured up to applicable limits by the Federal Deposit Insurance Corporation ("FDIC") as administrator of the Deposit Insurance Fund (“DIF”).

Pathward Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$37.45
Profit$7.96
Capex (buildings and equipment)$0.60
Free cash flow$31.00
Dividends$0.20
Cash and investments$7.19
Debt$9.68
Book value$40.96

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2009$13.75−$0.19$0.47$2.44$0.17$6.04
2010$14.44$1.37$0.26$3.57$0.17$7.72
2011$9.82$0.50$0.20$2.14$0.17$8.54
2012$9.89$1.64$0.40$7.27$0.17$8.93
2013$5.40$0.79$0.31−$1.67$0.17$7.85
2014$5.27$0.84$0.13$1.26$0.17$9.44
2015$5.76$0.89$0.25$2.17$0.17$11.08
2016$7.00$1.30$0.27$2.81$0.17$13.10
2017$9.51$1.61$0.24$4.06$0.17$15.05
2018$10.21$1.67$0.28$4.19$0.18$19.00
2019$12.82$2.49$0.37$4.66$0.20$22.22
2020$14.32$2.94$0.35$13.06$0.20$24.55
2021$17.32$4.38$0.41$17.91$0.20$28.50
2022$20.56$5.09$0.28$9.64$0.20$22.24
2023$27.03$5.24$0.32$11.86$0.20$23.83
2024$31.64$7.20$0.40$18.99$0.20$34.10
2025$35.71$7.87$0.50$18.66$0.20$38.41

Common questions about Pathward Financial

How much does one share of Pathward Financial earn?

Over the last 12 months, each share of Pathward Financial earned $7.96 of profit on $37.45 of sales, keeping about 21¢ of every $1 (profit margin).

Does Pathward Financial pay a dividend?

Yes. Pathward Financial paid $0.20 per share in dividends over the last 12 months, and it paid a dividend in every year from 2009 to 2025 in StockSlicer’s data. That’s about 3¢ of each $1 of profit (payout ratio).

What is Pathward Financial’s book value per share?

Pathward Financial’s book value is $40.96 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.

How much cash and debt does each share of Pathward Financial have?

Each share of Pathward Financial has $7.19 of cash and investments and $9.68 of debt, as of June 30, 2026.

What is Pathward Financial’s free cash flow per share?

$31.00 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.

Has Pathward Financial bought back shares?

Pathward Financial’s share count rose about 200% from 2009 to 2025. That dilution means each share owns a smaller slice of the company.

From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.