What one share of Community Financial System holds
Community Financial System, Inc. (the “Company”) was incorporated on April 15, 1983, under the Delaware General Corporation Law. Its principal office is located at 333 Butternut Drive, Syracuse, New York 13214. The Company’s business philosophy is to operate as a diversified financial services enterprise providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers.
Community Financial System’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $16.27 |
|---|---|
| Profit | $4.31 |
| Capex (buildings and equipment) | $1.17 |
| Free cash flow | $4.67 |
| Dividends | $1.88 |
| Cash and investments | $4.91 |
| Book value | $39.41 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | $7.59 | $1.26 | — | — | $0.88 | $17.31 |
| 2010 | $8.13 | $1.89 | $0.47 | $2.45 | $0.94 | $18.43 |
| 2011 | $8.25 | $2.01 | $0.27 | $2.34 | $1.00 | $20.94 |
| 2012 | $8.31 | $1.93 | $0.27 | $2.46 | $1.06 | $22.78 |
| 2013 | $8.40 | $1.94 | $0.34 | $2.21 | $1.10 | $21.66 |
| 2014 | $8.86 | $2.22 | $0.33 | $2.65 | $1.16 | $24.24 |
| 2015 | $8.98 | $2.19 | $0.30 | $2.59 | $1.22 | $26.06 |
| 2016 | $9.66 | $2.32 | $0.28 | $2.77 | $1.26 | $26.96 |
| 2017 | $10.47 | $3.03 | $0.22 | $3.62 | $1.32 | $32.26 |
| 2018 | $11.00 | $3.24 | $0.24 | $4.03 | $1.44 | $33.43 |
| 2019 | $11.29 | $3.23 | $0.11 | $3.77 | $1.58 | $35.82 |
| 2020 | $11.19 | $3.08 | $0.28 | $3.09 | $1.66 | $39.26 |
| 2021 | $11.41 | $3.48 | $0.25 | $3.48 | $1.70 | $38.99 |
| 2022 | $12.53 | $3.46 | $0.24 | $3.72 | $1.74 | $28.88 |
| 2023 | $12.14 | $2.45 | $0.35 | $3.91 | $1.78 | $31.84 |
| 2024 | $14.11 | $3.44 | $0.39 | $4.19 | $1.82 | $33.47 |
| 2025 | $15.49 | $3.97 | $1.30 | $4.42 | $1.86 | $38.08 |
Common questions about Community Financial System
How much does one share of Community Financial System earn?
Over the last 12 months, each share of Community Financial System earned $4.31 of profit on $16.27 of sales, keeping about 26¢ of every $1 (profit margin).
Does Community Financial System pay a dividend?
Yes. Community Financial System paid $1.88 per share in dividends over the last 12 months, and it paid a dividend in every year from 2009 to 2025 in StockSlicer’s data. That’s about 44¢ of each $1 of profit (payout ratio).
What is Community Financial System’s book value per share?
Community Financial System’s book value is $39.41 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Community Financial System have?
Each share of Community Financial System has $4.91 of cash and investments, as of June 30, 2026.
What is Community Financial System’s free cash flow per share?
$4.67 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Community Financial System’s profit per share changed over time?
Profit per share went from $1.26 in 2009 to $3.97 in 2025, growing about 7.5% a year (adjusted for stock splits).
Has Community Financial System bought back shares?
Community Financial System’s share count rose about 61% from 2009 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.