What one share of Citizens holds
Incorporated in Colorado and based in Austin, Texas, Citizens, Inc. ("Citizens" or the "Company") is an insurance holding company. Since 1969 it has addressed the life insurance needs of people in the United States, and since 1975, it has extended life insurance offerings to clients worldwide.
Citizens’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $5.00 |
|---|---|
| Profit | $0.23 |
| Capex (buildings and equipment) | $0.01 |
| Free cash flow | $0.29 |
| Cash and investments | $0.33 |
| Book value | $4.64 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2010 | $3.83 | $0.31 | $0.04 | $1.18 | — | $4.43 |
| 2012 | $4.05 | $0.09 | $0.01 | $1.37 | — | $5.26 |
| 2013 | $4.27 | $0.10 | $0.01 | $1.62 | — | $4.98 |
| 2014 | $4.63 | −$0.12 | $0.01 | $1.96 | — | $5.24 |
| 2015 | $4.51 | −$0.06 | $0.01 | $1.65 | — | $4.68 |
| 2016 | $4.90 | $0.04 | $0.04 | $2.00 | — | $4.73 |
| 2017 | $5.04 | −$0.76 | $0.03 | $1.83 | — | $4.24 |
| 2018 | $4.87 | −$0.22 | $0.01 | $1.67 | — | $3.56 |
| 2019 | $4.98 | −$0.03 | $0.01 | $1.42 | — | $4.92 |
| 2020 | $4.69 | −$0.22 | $0.00 | $0.95 | — | $5.66 |
| 2021 | $4.95 | $1.44 | $0.02 | $0.78 | — | $1.88 |
| 2022 | $4.57 | $0.51 | $0.00 | $1.12 | — | $2.38 |
| 2023 | $4.75 | $0.48 | $0.01 | $0.43 | — | $3.19 |
| 2024 | $4.76 | $0.29 | $0.01 | $0.61 | — | $4.21 |
| 2025 | $4.91 | $0.28 | $0.01 | $0.34 | — | $4.67 |
Common questions about Citizens
How much does one share of Citizens earn?
Over the last 12 months, each share of Citizens earned $0.23 of profit on $5.00 of sales, keeping about 5¢ of every $1 (profit margin).
Does Citizens pay a dividend?
Citizens didn’t pay a dividend over the last 12 months, according to its SEC filings.
What is Citizens’s book value per share?
Citizens’s book value is $4.64 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Citizens have?
Each share of Citizens has $0.33 of cash and investments, as of June 30, 2026.
What is Citizens’s free cash flow per share?
$0.29 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Citizens’s profit per share changed over time?
Profit per share went from $0.31 in 2010 to $0.28 in 2025, shrinking about 0.7% a year (adjusted for stock splits).
Has Citizens bought back shares?
Citizens’s share count rose about 5% from 2010 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.