What one share of First United holds
First United Corporation is a Maryland corporation chartered in 1985 and a bank holding company registered with the Board of Governors of the Federal Reserve System (the “FRB”) under the Bank Holding Company Act of 1956, as amended, that elected financial holding company status in 2021.
First United’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $14.37 |
|---|---|
| Profit | $3.86 |
| Capex (buildings and equipment) | $0.64 |
| Free cash flow | $4.00 |
| Dividends | $1.04 |
| Cash and investments | $13.20 |
| Debt | $15.52 |
| Book value | $32.91 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2010 | $6.91 | −$1.91 | $0.63 | $22.43 | $0.12 | $10.68 |
| 2011 | $8.99 | $0.33 | $0.04 | $10.17 | $0.00 | $10.80 |
| 2012 | $8.80 | $0.48 | $0.21 | $2.25 | $0.20 | $11.21 |
| 2013 | $8.31 | $0.76 | $0.15 | $2.86 | $0.20 | $11.57 |
| 2014 | $7.95 | $0.48 | $0.12 | $0.51 | — | $12.68 |
| 2015 | $9.86 | $1.65 | $0.22 | $3.33 | — | $14.51 |
| 2016 | $8.35 | $0.84 | $0.63 | $1.21 | — | $14.95 |
| 2017 | $7.78 | $0.58 | $0.95 | $0.92 | — | $15.34 |
| 2018 | $8.38 | $1.51 | $1.34 | $1.24 | $0.27 | $16.52 |
| 2019 | $8.90 | $1.85 | $0.56 | $1.75 | $0.44 | $17.71 |
| 2020 | $9.57 | $1.97 | $0.23 | $2.08 | $0.52 | $18.74 |
| 2021 | $10.91 | $2.95 | $0.17 | $2.81 | $0.60 | $21.43 |
| 2022 | $11.36 | $3.76 | $0.54 | $3.45 | $0.63 | $22.77 |
| 2023 | $10.65 | $2.25 | $0.05 | $3.30 | $0.80 | $24.38 |
| 2024 | $12.20 | $3.15 | $0.29 | $3.11 | $0.84 | $27.71 |
| 2025 | $13.63 | $3.77 | $0.61 | $2.37 | $0.96 | $31.33 |
Common questions about First United
How much does one share of First United earn?
Over the last 12 months, each share of First United earned $3.86 of profit on $14.37 of sales, keeping about 27¢ of every $1 (profit margin).
Does First United pay a dividend?
Yes. First United paid $1.04 per share in dividends over the last 12 months. That’s about 27¢ of each $1 of profit (payout ratio).
What is First United’s book value per share?
First United’s book value is $32.91 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of First United have?
Each share of First United has $13.20 of cash and investments and $15.52 of debt, as of June 30, 2026.
What is First United’s free cash flow per share?
$4.00 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
Has First United bought back shares?
First United’s share count rose about 6% from 2010 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.