What one share of Gouverneur Bancorp holds
Gouverneur Bancorp, Inc. Gouverneur Bancorp, Inc. (the “Company”) is a Maryland corporation that was incorporated in June 2023 to be the successor to Gouverneur Bancorp, Inc., a federally chartered corporation (the “Mid-Tier Holding Company”), upon completion of the second-step conversion of Gouverneur Savings and Loan Association (the “Bank”) from the two-tier mutual holding company structure to the stock holding company structure.
Gouverneur Bancorp’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $8.33 |
|---|---|
| Profit | $0.96 |
| Capex (buildings and equipment) | $0.39 |
| Free cash flow | $0.74 |
| Dividends | $0.18 |
| Cash and investments | $5.99 |
| Book value | $30.93 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2022 | $3.49 | $0.75 | $0.09 | −$1.33 | $0.16 | $14.79 |
| 2023 | $3.77 | $0.16 | $0.08 | $2.71 | $0.10 | $14.95 |
| 2024 | $7.52 | $0.51 | $0.09 | −$2.92 | $0.00 | $29.59 |
| 2025 | $8.01 | $0.72 | $0.17 | $0.64 | $0.16 | $30.55 |
Common questions about Gouverneur Bancorp
How much does one share of Gouverneur Bancorp earn?
Over the last 12 months, each share of Gouverneur Bancorp earned $0.96 of profit on $8.33 of sales, keeping about 11¢ of every $1 (profit margin).
Does Gouverneur Bancorp pay a dividend?
Yes. Gouverneur Bancorp paid $0.18 per share in dividends over the last 12 months. That’s about 19¢ of each $1 of profit (payout ratio).
What is Gouverneur Bancorp’s book value per share?
Gouverneur Bancorp’s book value is $30.93 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Gouverneur Bancorp have?
Each share of Gouverneur Bancorp has $5.99 of cash and investments, as of June 30, 2026.
What is Gouverneur Bancorp’s free cash flow per share?
$0.74 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Gouverneur Bancorp’s profit per share changed over time?
Profit per share went from $0.75 in 2022 to $0.72 in 2025, shrinking about 1.6% a year (adjusted for stock splits).
Has Gouverneur Bancorp bought back shares?
Gouverneur Bancorp’s share count fell about 50% from 2022 to 2025. Through buybacks, each remaining share owns a bigger slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.