PDLB

What one share of Ponce Financial Group holds

Savings Institution, Federally Chartered

Ponce Financial Group, Inc. (hereafter referred to as “we,” “our,” “us,” “Ponce Financial Group, Inc.,” or the “Company”), is a financial holding company and the holding company of Ponce Bank, National Association (“Ponce Bank” or the “Bank”), a national bank.

Ponce Financial Group’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$5.15
Profit$1.40
Capex (buildings and equipment)$0.03
Free cash flow$2.47
Cash and investments$5.79
Debt$25.68
Book value$13.89

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2019$2.34−$0.29$0.22$0.07—$9.09
2020$3.31$0.23$0.11−$1.76—$9.32
2021$5.57$1.51$0.25$0.86—$10.86
2022$3.22−$1.32$0.02$0.41—$10.77
2023$3.31$0.15$0.02$0.27—$11.20
2024$3.71$0.46$0.12$0.20—$11.71
2025$4.74$1.20$0.04$2.37—$13.12

Common questions about Ponce Financial Group

How much does one share of Ponce Financial Group earn?

Over the last 12 months, each share of Ponce Financial Group earned $1.40 of profit on $5.15 of sales, keeping about 27¢ of every $1 (profit margin).

Does Ponce Financial Group pay a dividend?

Ponce Financial Group didn’t pay a dividend over the last 12 months, according to its SEC filings.

What is Ponce Financial Group’s book value per share?

Ponce Financial Group’s book value is $13.89 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.

How much cash and debt does each share of Ponce Financial Group have?

Each share of Ponce Financial Group has $5.79 of cash and investments and $25.68 of debt, as of June 30, 2026.

What is Ponce Financial Group’s free cash flow per share?

$2.47 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.

Has Ponce Financial Group bought back shares?

Ponce Financial Group’s share count rose about 32% from 2019 to 2025. That dilution means each share owns a smaller slice of the company.

From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.