RBKB

What one share of Rhinebeck Bancorp holds

Savings Institutions, Not Federally Chartered

Rhinebeck Bancorp, Inc., (the “Company”) a Maryland corporation, was incorporated in August 2018. On January 16, 2019, the Company became the holding company for Rhinebeck Bank (the “Bank”) when it completed the reorganization of the Company and the Bank into a two-tier mutual holding company form of organization.

Rhinebeck Bancorp’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$4.88
Profit$0.90
Capex (buildings and equipment)$0.13
Free cash flow$1.16
Cash and investments$27.24
Book value$12.49

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2019$3.54$0.56$0.24$0.89—$9.87
2020$4.16$0.55$0.17$1.21—$10.31
2021$4.28$1.06$0.16$0.54—$11.15
2022$4.34$0.64$0.10$1.24—$9.58
2023$4.03$0.40$0.05$0.60—$10.27
2024$2.67−$0.80$0.07$0.71—$10.98
2025$4.87$0.92$0.08$0.99—$12.28

Common questions about Rhinebeck Bancorp

How much does one share of Rhinebeck Bancorp earn?

Over the last 12 months, each share of Rhinebeck Bancorp earned $0.90 of profit on $4.88 of sales, keeping about 18¢ of every $1 (profit margin).

Does Rhinebeck Bancorp pay a dividend?

Rhinebeck Bancorp didn’t pay a dividend over the last 12 months, according to its SEC filings.

What is Rhinebeck Bancorp’s book value per share?

Rhinebeck Bancorp’s book value is $12.49 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.

How much cash and debt does each share of Rhinebeck Bancorp have?

Each share of Rhinebeck Bancorp has $27.24 of cash and investments, as of June 30, 2026.

What is Rhinebeck Bancorp’s free cash flow per share?

$1.16 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.

How has Rhinebeck Bancorp’s profit per share changed over time?

Profit per share went from $0.56 in 2019 to $0.92 in 2025, growing about 8.7% a year (adjusted for stock splits).

From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.