What one share of UMB Financial holds
UMB Financial Corporation (together with its consolidated subsidiaries, unless the context requires otherwise, the Company) is a financial holding company that is headquartered in Kansas City, Missouri. The Company provides banking services and asset servicing to its customers in the United States and around the globe.
UMB Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $38.17 |
|---|---|
| Profit | $12.01 |
| Capex (buildings and equipment) | $0.63 |
| Free cash flow | $13.62 |
| Dividends | $1.69 |
| Cash and investments | $73.86 |
| Debt | $6.32 |
| Book value | $101.87 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2008 | $14.43 | $2.41 | $0.51 | $2.78 | $0.66 | $23.81 |
| 2009 | $15.09 | $2.20 | $0.58 | $3.03 | $0.71 | $25.11 |
| 2010 | $16.64 | $2.26 | $0.81 | $3.66 | $0.75 | $26.24 |
| 2011 | $18.14 | $2.64 | $0.88 | $4.40 | $0.79 | $29.46 |
| 2012 | $19.25 | $3.04 | $1.09 | $4.44 | $0.83 | $31.71 |
| 2013 | $19.72 | $3.20 | $0.92 | $6.14 | $0.87 | $33.30 |
| 2014 | $18.68 | $2.65 | $0.99 | $4.42 | $0.91 | $36.10 |
| 2015 | $16.45 | $2.44 | $1.13 | $3.32 | $0.95 | $38.34 |
| 2016 | $18.22 | $3.22 | $1.03 | $4.98 | $0.99 | $39.51 |
| 2017 | $19.71 | $4.96 | $0.73 | $5.82 | $1.04 | $43.72 |
| 2018 | $20.34 | $3.93 | $1.16 | $4.78 | $1.17 | $45.37 |
| 2019 | $22.36 | $4.96 | $1.47 | $5.45 | $1.21 | $53.09 |
| 2020 | $26.71 | $5.93 | $1.25 | $6.48 | $1.25 | $62.84 |
| 2021 | $26.32 | $7.24 | $0.69 | $10.27 | $1.38 | $64.95 |
| 2022 | $30.11 | $8.86 | $1.06 | $14.73 | $1.49 | $55.20 |
| 2023 | $29.98 | $7.18 | $0.47 | $9.22 | $1.53 | $63.85 |
| 2024 | $33.21 | $8.99 | $0.41 | $4.18 | $1.57 | $71.02 |
| 2025 | $36.00 | $9.29 | $0.66 | $13.28 | $1.63 | $97.41 |
Common questions about UMB Financial
How much does one share of UMB Financial earn?
Over the last 12 months, each share of UMB Financial earned $12.01 of profit on $38.17 of sales, keeping about 31¢ of every $1 (profit margin).
Does UMB Financial pay a dividend?
Yes. UMB Financial paid $1.69 per share in dividends over the last 12 months, and it paid a dividend in every year from 2008 to 2025 in StockSlicer’s data. That’s about 14¢ of each $1 of profit (payout ratio).
What is UMB Financial’s book value per share?
UMB Financial’s book value is $101.87 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of UMB Financial have?
Each share of UMB Financial has $73.86 of cash and investments and $6.32 of debt, as of June 30, 2026.
What is UMB Financial’s free cash flow per share?
$13.62 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has UMB Financial’s profit per share changed over time?
Profit per share went from $2.41 in 2008 to $9.29 in 2025, growing about 8.3% a year (adjusted for stock splits).
Has UMB Financial bought back shares?
UMB Financial’s share count rose about 81% from 2008 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.