What one share of PennyMac Financial Services holds
PennyMac Financial Services is a specialty financial firm that makes and services U.S. home mortgage loans, meaning it originates loans and manages them after they're issued. Its customers are people and businesses buying or refinancing homes in the United States.
PennyMac Financial Services’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $41.10 |
|---|---|
| Profit | $7.29 |
| Capex (buildings and equipment) | $0.29 |
| Free cash flow | −$33.46 |
| Dividends | $1.20 |
| Cash and investments | $4.13 |
| Debt | $121.86 |
| Book value | $83.49 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2017 | $38.22 | $4.03 | $0.27 | −$35.61 | — | $20.23 |
| 2018 | $27.88 | $2.59 | $0.38 | $15.83 | $0.40 | — |
| 2019 | $18.39 | $4.89 | $0.08 | −$28.02 | — | $26.24 |
| 2020 | $47.07 | $20.92 | $0.14 | −$78.87 | — | $48.95 |
| 2021 | $46.94 | $14.87 | $0.12 | $37.87 | — | $61.68 |
| 2022 | $35.49 | $8.50 | $0.13 | $107.70 | $0.80 | $69.37 |
| 2023 | $26.58 | $2.74 | $0.03 | −$30.03 | $0.80 | $70.52 |
| 2024 | $29.87 | $5.84 | $0.03 | −$84.99 | $1.00 | $74.54 |
| 2025 | $37.98 | $9.30 | $0.22 | −$30.88 | $1.20 | $82.77 |
Common questions about PennyMac Financial Services
How much does one share of PennyMac Financial Services earn?
Over the last 12 months, each share of PennyMac Financial Services earned $7.29 of profit on $41.10 of sales, keeping about 18¢ of every $1 (profit margin).
Does PennyMac Financial Services pay a dividend?
Yes. PennyMac Financial Services paid $1.20 per share in dividends over the last 12 months. That’s about 16¢ of each $1 of profit (payout ratio).
What is PennyMac Financial Services’s book value per share?
PennyMac Financial Services’s book value is $83.49 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of PennyMac Financial Services have?
Each share of PennyMac Financial Services has $4.13 of cash and investments and $121.86 of debt, as of June 30, 2026.
What is PennyMac Financial Services’s free cash flow per share?
−$33.46 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has PennyMac Financial Services’s profit per share changed over time?
Profit per share went from $4.03 in 2017 to $9.30 in 2025, growing about 11.0% a year (adjusted for stock splits).
Has PennyMac Financial Services bought back shares?
PennyMac Financial Services’s share count rose about 116% from 2017 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.