What one share of UWM Holdings holds
We are the publicly traded indirect parent of United Wholesale Mortgage, LLC (“UWM”). UWM is the largest overall residential mortgage lender as well as the largest purchase lender in the U.S., by closed loan volume, despite originating loans exclusively through the wholesale channel.
UWM Holdings’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $3.72 |
|---|---|
| Profit | $0.09 |
| Capex (buildings and equipment) | $0.06 |
| Free cash flow | −$5.11 |
| Dividends | $0.11 |
| Cash and investments | $1.48 |
| Debt | $8.84 |
| Book value | $2.92 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2022 | $25.66 | $0.45 | $0.29 | $89.12 | — | $34.30 |
| 2023 | $23.22 | −$0.14 | $0.28 | $1.49 | — | $26.54 |
| 2024 | $24.01 | $0.13 | $0.35 | −$56.39 | — | $18.44 |
| 2025 | $1.98 | $0.12 | $0.05 | −$1.70 | — | $7.54 |
Common questions about UWM Holdings
How much does one share of UWM Holdings earn?
Over the last 12 months, each share of UWM Holdings earned $0.09 of profit on $3.72 of sales, keeping about 2¢ of every $1 (profit margin).
Does UWM Holdings pay a dividend?
Yes. UWM Holdings paid $0.11 per share in dividends over the last 12 months. That’s about 122¢ of each $1 of profit (payout ratio).
What is UWM Holdings’s book value per share?
UWM Holdings’s book value is $2.92 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of UWM Holdings have?
Each share of UWM Holdings has $1.48 of cash and investments and $8.84 of debt, as of June 30, 2026.
What is UWM Holdings’s free cash flow per share?
−$5.11 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has UWM Holdings’s profit per share changed over time?
Profit per share went from $0.45 in 2022 to $0.12 in 2025, shrinking about 35.4% a year (adjusted for stock splits).
Has UWM Holdings bought back shares?
UWM Holdings’s share count rose about 1629% from 2022 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.