What one share of BayFirst Financial holds
BayFirst Financial Corp. is a bank holding company that operates through its wholly owned subsidiary, BayFirst National Bank (the “Bank”), together referred to as “the Company” or “BayFirst”. BayFirst commenced its bank holding company operations on September 1, 2000, by acquiring all shares of the Bank.
BayFirst Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $8.32 |
|---|---|
| Profit | −$15.04 |
| Capex (buildings and equipment) | $0.03 |
| Free cash flow | $35.62 |
| Dividends | $0.00 |
| Cash and investments | $33.89 |
| Debt | $0.30 |
| Book value | $28.22 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2020 | $32.78 | $3.01 | $0.76 | −$27.71 | $0.27 | $20.39 |
| 2021 | $14.37 | $5.91 | $3.22 | $118.46 | $0.28 | $24.19 |
| 2022 | $14.58 | −$0.22 | $1.91 | $102.40 | $0.32 | $22.73 |
| 2023 | $18.81 | $1.12 | $1.65 | $97.61 | $0.32 | $24.03 |
| 2024 | $23.22 | $2.09 | $0.41 | $94.77 | $0.24 | $25.78 |
| 2025 | $15.27 | −$6.32 | $0.07 | $69.87 | $0.16 | $19.86 |
Common questions about BayFirst Financial
How much does one share of BayFirst Financial earn?
Over the last 12 months, BayFirst Financial lost $15.04 for each share on $8.32 of sales.
Does BayFirst Financial pay a dividend?
BayFirst Financial didn’t pay a dividend over the last 12 months, according to its SEC filings.
What is BayFirst Financial’s book value per share?
BayFirst Financial’s book value is $28.22 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of BayFirst Financial have?
Each share of BayFirst Financial has $33.89 of cash and investments and $0.30 of debt, as of June 30, 2026.
What is BayFirst Financial’s free cash flow per share?
$35.62 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
Has BayFirst Financial bought back shares?
BayFirst Financial’s share count rose about 3% from 2020 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.