What one share of Bank of the James Financial Group holds
Bank of the James Financial Group, Inc. (“Financial” or the “Company”) is a bank holding company headquartered in Lynchburg, Virginia. Financial was incorporated on October 3, 2003 to serve as the bank holding company for Bank of the James (the “Bank” or “Bank of the James”) and acquired all of the outstanding shares of the Bank in a statutory share exchange on a one-for-one basis effective January 1, 2004.
Bank of the James Financial Group’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $11.39 |
|---|---|
| Profit | $2.53 |
| Capex (buildings and equipment) | $0.24 |
| Free cash flow | $2.53 |
| Dividends | $0.40 |
| Cash and investments | $7.82 |
| Book value | $18.30 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2010 | $5.66 | $0.55 | $0.08 | $2.25 | — | $7.67 |
| 2011 | $5.72 | $0.18 | $0.21 | $1.93 | — | $8.02 |
| 2012 | $5.79 | $0.64 | $0.12 | $1.39 | — | $8.83 |
| 2013 | $5.80 | $0.91 | $0.24 | $1.18 | — | $8.85 |
| 2014 | $5.94 | $1.01 | $0.40 | $1.27 | $0.15 | $10.31 |
| 2015 | $6.32 | $1.07 | $0.44 | $0.53 | $0.22 | $11.01 |
| 2016 | $5.49 | $0.75 | $0.39 | $0.25 | $0.24 | $11.29 |
| 2017 | $5.80 | $0.67 | $0.44 | $1.10 | $0.24 | $11.80 |
| 2018 | $6.49 | $1.21 | $0.53 | $1.43 | $0.24 | $12.59 |
| 2019 | $7.24 | $1.28 | $1.00 | $0.27 | $0.28 | $14.10 |
| 2020 | $7.56 | $1.04 | $0.37 | $0.72 | $0.28 | $15.38 |
| 2021 | $8.06 | $1.60 | $0.61 | $2.83 | $0.28 | $14.65 |
| 2022 | $9.14 | $1.91 | $0.25 | $1.73 | $0.29 | $10.85 |
| 2023 | $9.34 | $1.91 | $0.34 | $1.74 | $0.32 | $13.21 |
| 2024 | $9.77 | $1.75 | $0.56 | $1.31 | $0.40 | $14.28 |
| 2025 | $10.71 | $1.99 | $0.26 | $2.31 | $0.40 | $17.62 |
Common questions about Bank of the James Financial Group
How much does one share of Bank of the James Financial Group earn?
Over the last 12 months, each share of Bank of the James Financial Group earned $2.53 of profit on $11.39 of sales, keeping about 22¢ of every $1 (profit margin).
Does Bank of the James Financial Group pay a dividend?
Yes. Bank of the James Financial Group paid $0.40 per share in dividends over the last 12 months, and it paid a dividend in every year from 2014 to 2025 in StockSlicer’s data. That’s about 16¢ of each $1 of profit (payout ratio).
What is Bank of the James Financial Group’s book value per share?
Bank of the James Financial Group’s book value is $18.30 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Bank of the James Financial Group have?
Each share of Bank of the James Financial Group has $7.82 of cash and investments, as of June 30, 2026.
What is Bank of the James Financial Group’s free cash flow per share?
$2.53 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Bank of the James Financial Group’s profit per share changed over time?
Profit per share went from $0.55 in 2010 to $1.99 in 2025, growing about 8.9% a year (adjusted for stock splits).
Has Bank of the James Financial Group bought back shares?
Bank of the James Financial Group’s share count rose about 37% from 2010 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.