What one share of Chemung Financial holds
The Corporation was incorporated on January 2, 1985 under the laws of the State of New York and is headquartered in Elmira, New York. The Corporation was organized for the purpose of acquiring the Bank. The Bank was established in 1833 under the name Chemung Canal Bank, and was subsequently granted a New York State bank charter in 1895.
Chemung Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $24.97 |
|---|---|
| Profit | $6.96 |
| Capex (buildings and equipment) | $0.30 |
| Free cash flow | $9.42 |
| Dividends | $1.36 |
| Cash and investments | $15.17 |
| Debt | $27.73 |
| Book value | $56.09 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | $13.56 | $1.45 | $0.51 | $1.90 | $1.00 | $25.00 |
| 2010 | $15.02 | $2.80 | $0.58 | $4.36 | $1.00 | $27.44 |
| 2011 | $14.00 | $2.40 | $0.58 | $1.51 | $1.00 | $27.56 |
| 2012 | $13.80 | $2.37 | $0.79 | $4.50 | $1.00 | $28.62 |
| 2013 | $13.89 | $1.87 | $0.80 | $4.13 | $1.04 | $30.11 |
| 2014 | $16.30 | $1.74 | $0.55 | $3.39 | $1.04 | $28.87 |
| 2015 | $15.06 | $2.00 | $0.24 | $2.75 | $1.04 | $29.40 |
| 2016 | $15.43 | $2.11 | $0.36 | $4.29 | $1.04 | $30.51 |
| 2017 | $16.14 | $1.55 | $0.31 | $4.62 | $1.04 | $31.53 |
| 2018 | $17.29 | $4.06 | $0.37 | $5.38 | $1.04 | $34.23 |
| 2019 | $16.57 | $3.21 | $0.18 | $5.24 | $1.04 | $37.60 |
| 2020 | $17.50 | $4.01 | $0.18 | $5.79 | $1.04 | $42.78 |
| 2021 | $19.10 | $5.64 | $0.08 | $7.49 | $1.19 | $45.25 |
| 2022 | $20.37 | $6.13 | $0.09 | $7.38 | $1.24 | $35.44 |
| 2023 | $20.92 | $5.28 | $0.10 | $6.43 | $1.24 | $41.21 |
| 2024 | $20.40 | $4.96 | $0.76 | $5.49 | $1.24 | $45.29 |
| 2025 | $19.80 | $3.14 | $0.35 | $9.12 | $1.32 | $53.16 |
Common questions about Chemung Financial
How much does one share of Chemung Financial earn?
Over the last 12 months, each share of Chemung Financial earned $6.96 of profit on $24.97 of sales, keeping about 28¢ of every $1 (profit margin).
Does Chemung Financial pay a dividend?
Yes. Chemung Financial paid $1.36 per share in dividends over the last 12 months, and it paid a dividend in every year from 2009 to 2025 in StockSlicer’s data. That’s about 20¢ of each $1 of profit (payout ratio).
What is Chemung Financial’s book value per share?
Chemung Financial’s book value is $56.09 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Chemung Financial have?
Each share of Chemung Financial has $15.17 of cash and investments and $27.73 of debt, as of June 30, 2026.
What is Chemung Financial’s free cash flow per share?
$9.42 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Chemung Financial’s profit per share changed over time?
Profit per share went from $1.45 in 2009 to $3.14 in 2025, growing about 4.9% a year (adjusted for stock splits).
Has Chemung Financial bought back shares?
Chemung Financial’s share count rose about 33% from 2009 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.