What one share of Citizens & Northern holds
Citizens & Northern Corporation (“Corporation”) is a bank holding company whose principal activity is community banking. The Corporation’s principal office is located in Wellsboro, Pennsylvania. The largest subsidiary is Citizens & Northern Bank (“C&N Bank” or the “Bank”).
Citizens & Northern’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $8.31 |
|---|---|
| Profit | $1.47 |
| Capex (buildings and equipment) | $0.07 |
| Free cash flow | $2.61 |
| Dividends | $1.03 |
| Cash and investments | $4.60 |
| Debt | $0.00 |
| Book value | $19.29 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | −$2.95 | −$4.40 | $0.14 | $1.26 | $0.72 | $16.45 |
| 2010 | $4.74 | $1.45 | $0.06 | $2.83 | $0.39 | $11.43 |
| 2011 | $5.24 | $1.92 | $0.08 | $3.00 | $0.58 | $13.77 |
| 2012 | $5.44 | $1.85 | $0.13 | $2.12 | $0.84 | $14.89 |
| 2013 | $4.95 | $1.50 | $0.06 | $2.40 | $1.00 | $14.49 |
| 2014 | $4.63 | $1.38 | $0.06 | $1.73 | $1.04 | $15.34 |
| 2015 | $4.79 | $1.35 | $0.09 | $1.53 | $1.04 | $15.39 |
| 2016 | $4.73 | $1.30 | $0.13 | $1.40 | — | $15.36 |
| 2017 | $4.80 | $1.10 | $0.14 | $1.45 | — | $15.43 |
| 2018 | $5.41 | $1.79 | $0.10 | $2.02 | — | $16.02 |
| 2019 | $5.54 | $1.46 | $0.22 | $1.47 | — | $17.82 |
| 2020 | $6.24 | $1.30 | $0.21 | $1.47 | — | $18.84 |
| 2021 | $6.58 | $1.92 | $0.12 | $2.09 | — | $19.13 |
| 2022 | $6.96 | $1.71 | $0.21 | $2.03 | — | $16.07 |
| 2023 | $6.88 | $1.57 | $0.15 | $2.05 | — | $17.15 |
| 2024 | $7.10 | $1.69 | $0.12 | $2.04 | — | $17.84 |
| 2025 | $7.69 | $1.46 | $0.12 | $1.89 | — | $19.17 |
Common questions about Citizens & Northern
How much does one share of Citizens & Northern earn?
Over the last 12 months, each share of Citizens & Northern earned $1.47 of profit on $8.31 of sales, keeping about 18¢ of every $1 (profit margin).
Does Citizens & Northern pay a dividend?
Yes. Citizens & Northern paid $1.03 per share in dividends over the last 12 months. That’s about 70¢ of each $1 of profit (payout ratio).
What is Citizens & Northern’s book value per share?
Citizens & Northern’s book value is $19.29 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Citizens & Northern have?
Each share of Citizens & Northern has $4.60 of cash and investments and $0.00 of debt, as of June 30, 2026.
What is Citizens & Northern’s free cash flow per share?
$2.61 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
Has Citizens & Northern bought back shares?
Citizens & Northern’s share count rose about 72% from 2009 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.