ISBA

What one share of Isabella Bank holds

State Commercial Banks

Isabella Bank Corporation is a registered financial holding company registered under the BHC Act. The Corporation was incorporated in September 1988 under Michigan law. The Corporation’s wholly owned subsidiary, Isabella Bank, has 31 offices located throughout Bay, Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties.

Isabella Bank’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$11.62
Profit$2.72
Capex (buildings and equipment)$0.39
Free cash flow$3.14
Dividends$1.12
Cash and investments$5.48
Debt$18.68
Book value$32.60

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2009$6.27$1.01$0.39$1.97$0.70$18.23
2010$6.38$1.17$0.42$3.01$0.72$19.23
2011$6.43$1.31$0.32$2.10$0.76$20.40
2012$6.99$1.56$0.46$2.04$0.80$21.44
2013$6.30$1.59$0.32$2.69$0.84$20.80
2014$6.39$1.74$0.34$1.88$0.89$22.45
2015$6.50$1.90$0.64$0.88$0.94$23.59
2016$6.74$1.73$0.48$2.05$0.98$24.02
2017$7.07$1.65$0.25$2.19$1.02$24.81
2018$7.33$1.74$0.29$2.44$1.04$24.84
2019$7.10$1.61$0.16$2.71$1.05$26.57
2020$7.99$1.34$0.19$2.53$1.08$27.33
2021$8.35$2.45$0.20$3.00$1.08$28.02
2022$9.70$2.91$0.42$3.10$1.09$24.63
2023$9.47$2.40$0.54$2.66$1.12$27.04
2024$9.41$1.86$0.28$2.34$1.12$28.32
2025$10.63$2.56$0.47$3.16$1.12$31.60

Common questions about Isabella Bank

How much does one share of Isabella Bank earn?

Over the last 12 months, each share of Isabella Bank earned $2.72 of profit on $11.62 of sales, keeping about 23¢ of every $1 (profit margin).

Does Isabella Bank pay a dividend?

Yes. Isabella Bank paid $1.12 per share in dividends over the last 12 months, and it paid a dividend in every year from 2009 to 2025 in StockSlicer’s data. That’s about 41¢ of each $1 of profit (payout ratio).

What is Isabella Bank’s book value per share?

Isabella Bank’s book value is $32.60 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.

How much cash and debt does each share of Isabella Bank have?

Each share of Isabella Bank has $5.48 of cash and investments and $18.68 of debt, as of June 30, 2026.

What is Isabella Bank’s free cash flow per share?

$3.14 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.

How has Isabella Bank’s profit per share changed over time?

Profit per share went from $1.01 in 2009 to $2.56 in 2025, growing about 6.0% a year (adjusted for stock splits).

Has Isabella Bank bought back shares?

Isabella Bank’s share count fell about 4% from 2009 to 2025. Through buybacks, each remaining share owns a bigger slice of the company.

From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.