What one share of Live Oak Bancshares holds
Live Oak Bancshares, Inc. (individually, “Bancshares” and collectively with its subsidiaries including Live Oak Banking Company, the “Company,” also referred to as “our” and “we”), headquartered in Wilmington, North Carolina, is the bank holding company for Live Oak Banking Company (the “Bank” or “Live Oak Bank”).
Live Oak Bancshares’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $13.29 |
|---|---|
| Profit | $2.85 |
| Capex (buildings and equipment) | $0.34 |
| Free cash flow | $5.12 |
| Dividends | $0.12 |
| Cash and investments | $20.04 |
| Debt | $2.16 |
| Book value | $28.37 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2013 | $3.29 | $1.37 | $0.38 | −$2.54 | — | $2.38 |
| 2014 | $3.06 | $0.41 | $0.59 | −$11.29 | — | $3.83 |
| 2015 | $3.44 | $0.65 | $0.95 | −$11.42 | — | $6.42 |
| 2016 | $3.88 | $0.39 | $0.31 | −$6.64 | $0.07 | $6.52 |
| 2017 | $6.63 | $2.65 | $3.28 | −$10.87 | $0.10 | $11.94 |
| 2018 | $4.93 | $1.24 | $2.69 | −$2.53 | $0.12 | $12.32 |
| 2019 | $4.96 | $0.44 | $0.91 | −$12.66 | $0.12 | $13.24 |
| 2020 | $6.72 | $1.43 | $0.50 | −$6.75 | $0.12 | $13.96 |
| 2021 | $10.14 | $3.71 | $0.07 | −$2.72 | $0.12 | $16.36 |
| 2022 | $12.59 | $3.92 | $0.97 | −$7.67 | $0.12 | $18.37 |
| 2023 | $9.96 | $1.64 | $1.04 | $3.06 | $0.12 | $20.16 |
| 2024 | $10.66 | $1.69 | $1.08 | $2.35 | $0.12 | $21.93 |
| 2025 | $12.55 | $2.23 | $0.32 | $3.12 | $0.12 | $27.04 |
Common questions about Live Oak Bancshares
How much does one share of Live Oak Bancshares earn?
Over the last 12 months, each share of Live Oak Bancshares earned $2.85 of profit on $13.29 of sales, keeping about 21¢ of every $1 (profit margin).
Does Live Oak Bancshares pay a dividend?
Yes. Live Oak Bancshares paid $0.12 per share in dividends over the last 12 months, and it paid a dividend in every year from 2016 to 2025 in StockSlicer’s data. That’s about 4¢ of each $1 of profit (payout ratio).
What is Live Oak Bancshares’s book value per share?
Live Oak Bancshares’s book value is $28.37 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Live Oak Bancshares have?
Each share of Live Oak Bancshares has $20.04 of cash and investments and $2.16 of debt, as of June 30, 2026.
What is Live Oak Bancshares’s free cash flow per share?
$5.12 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Live Oak Bancshares’s profit per share changed over time?
Profit per share went from $1.37 in 2013 to $2.23 in 2025, growing about 4.1% a year (adjusted for stock splits).
Has Live Oak Bancshares bought back shares?
Live Oak Bancshares’s share count rose about 125% from 2013 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.