What one share of Norwood Financial holds
Norwood Financial Corp (the “Company”), a Pennsylvania corporation, was incorporated in 1995 to become the holding company for Wayne Bank (the “Bank”). The Company is a registered bank holding company subject to regulation and supervision by the Board of Governors of the Federal Reserve System (“Federal Reserve”).
Norwood Financial’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $10.28 |
|---|---|
| Profit | $2.88 |
| Capex (buildings and equipment) | $0.31 |
| Free cash flow | $2.99 |
| Dividends | $1.27 |
| Cash and investments | $5.54 |
| Book value | $26.59 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | $5.90 | $1.70 | $0.06 | $1.39 | $0.73 | $15.52 |
| 2010 | $5.73 | $1.77 | $0.04 | $2.03 | $0.75 | $16.34 |
| 2011 | $5.38 | $1.45 | $0.03 | $2.09 | $0.71 | $17.87 |
| 2012 | $5.53 | $1.55 | $0.08 | $2.02 | $0.73 | $18.69 |
| 2013 | $5.56 | $1.55 | $0.07 | $2.26 | $0.77 | $16.81 |
| 2014 | $5.41 | $1.40 | $0.04 | $1.88 | $0.80 | $17.95 |
| 2015 | $5.28 | $1.07 | $0.05 | $1.84 | $0.83 | $18.19 |
| 2016 | $5.79 | $1.15 | $0.09 | $1.86 | $0.83 | $26.70 |
| 2017 | $6.67 | $1.31 | $0.26 | $2.30 | $0.87 | $18.51 |
| 2018 | $6.98 | $2.17 | $0.14 | $2.61 | $0.90 | $19.43 |
| 2019 | $7.17 | $2.24 | $0.26 | $2.66 | $0.97 | $21.72 |
| 2020 | $8.06 | $2.09 | $0.10 | $1.80 | $1.01 | $23.68 |
| 2021 | $8.99 | $3.04 | $0.15 | $3.41 | $1.06 | $25.03 |
| 2022 | $9.58 | $3.58 | $0.26 | $3.50 | $1.17 | $20.46 |
| 2023 | $8.68 | $2.07 | $0.17 | $3.51 | $1.17 | $22.33 |
| 2024 | $6.31 | −$0.02 | $0.39 | $2.43 | $1.21 | $23.02 |
| 2025 | $9.52 | $3.01 | $0.51 | $3.17 | $1.25 | $26.06 |
Common questions about Norwood Financial
How much does one share of Norwood Financial earn?
Over the last 12 months, each share of Norwood Financial earned $2.88 of profit on $10.28 of sales, keeping about 28¢ of every $1 (profit margin).
Does Norwood Financial pay a dividend?
Yes. Norwood Financial paid $1.27 per share in dividends over the last 12 months, and it paid a dividend in every year from 2009 to 2025 in StockSlicer’s data. That’s about 44¢ of each $1 of profit (payout ratio).
What is Norwood Financial’s book value per share?
Norwood Financial’s book value is $26.59 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Norwood Financial have?
Each share of Norwood Financial has $5.54 of cash and investments, as of June 30, 2026.
What is Norwood Financial’s free cash flow per share?
$2.99 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Norwood Financial’s profit per share changed over time?
Profit per share went from $1.70 in 2009 to $3.01 in 2025, growing about 3.6% a year (adjusted for stock splits).
Has Norwood Financial bought back shares?
Norwood Financial’s share count rose about 122% from 2009 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.