OSBC

What one share of Old Second Bancorp holds

State Commercial Banks

Old Second Bancorp, Inc. is a corporation organized under the laws of the State of Delaware in 1981 that serves as the bank holding company for its wholly-owned subsidiary bank, Old Second National Bank. Old Second National Bank (the “Bank”) is a national banking association headquartered in Aurora, Illinois, that operates through 55 banking centers located in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle and Will counties in Illinois.

Old Second Bancorp’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.

Per-share figures
Sales$7.18
Profit$1.74
Capex (buildings and equipment)$0.07
Free cash flow$2.68
Dividends$0.27
Cash and investments$2.81
Debt$9.20
Book value$17.72

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2010$8.76−$8.03$0.07$4.84$0.02$1.01
2011$7.03−$0.79$0.06$2.00—$5.27
2012$6.80−$0.36$0.07$2.97$0.00$5.15
2013$6.13$5.45$0.13$2.37—$5.37
2014$3.38$0.46$0.04−$0.29—$4.99
2015$2.97$0.46$0.04$0.67—$5.29
2016$3.08$0.53$0.07$0.85$0.03$5.93
2017$3.50$0.50$0.04$1.20$0.04$6.76
2018$4.03$1.12$0.06$1.75$0.04$7.70
2019$4.36$1.30$0.14$1.59$0.04$9.28
2020$4.28$0.92$0.13$0.73$0.04$10.47
2021$4.42$0.65$0.07$0.94$0.16$11.29
2022$5.51$1.49$0.10$2.06$0.20$10.34
2023$6.30$2.02$0.27$2.29$0.20$12.92
2024$6.25$1.87$0.24$2.65$0.21$14.95
2025$6.83$1.62$0.09$2.37$0.25$17.03

Common questions about Old Second Bancorp

How much does one share of Old Second Bancorp earn?

Over the last 12 months, each share of Old Second Bancorp earned $1.74 of profit on $7.18 of sales, keeping about 24¢ of every $1 (profit margin).

Does Old Second Bancorp pay a dividend?

Yes. Old Second Bancorp paid $0.27 per share in dividends over the last 12 months. That’s about 16¢ of each $1 of profit (payout ratio).

What is Old Second Bancorp’s book value per share?

Old Second Bancorp’s book value is $17.72 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.

How much cash and debt does each share of Old Second Bancorp have?

Each share of Old Second Bancorp has $2.81 of cash and investments and $9.20 of debt, as of June 30, 2026.

What is Old Second Bancorp’s free cash flow per share?

$2.68 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.

Has Old Second Bancorp bought back shares?

Old Second Bancorp’s share count rose about 252% from 2010 to 2025. That dilution means each share owns a smaller slice of the company.

From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.