What one share of Pathfinder Bancorp holds
Pathfinder Bancorp, Inc. (the "Company") is a Maryland corporation incorporated in 2014 and headquartered in Oswego, New York. The primary business of the Company is its investment in Pathfinder Bank (the "Bank") which is 100% owned by the Company.
Pathfinder Bancorp’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $7.75 |
|---|---|
| Profit | $0.02 |
| Capex (buildings and equipment) | $0.13 |
| Free cash flow | $1.77 |
| Dividends | $0.40 |
| Cash and investments | $4.15 |
| Debt | $21.24 |
| Book value | $20.03 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2013 | $4.57 | $0.58 | $0.54 | $0.68 | $0.12 | $11.33 |
| 2014 | $4.96 | $0.63 | $0.56 | $0.63 | $0.12 | $12.81 |
| 2015 | $5.47 | $0.66 | $0.63 | $0.88 | $0.16 | $13.28 |
| 2016 | $5.84 | $0.78 | $0.33 | $1.20 | $0.20 | $13.67 |
| 2017 | $6.50 | $0.83 | $0.47 | $1.16 | $0.21 | $14.44 |
| 2018 | $6.94 | $0.94 | $1.33 | $0.77 | $0.24 | $14.72 |
| 2019 | $7.43 | $0.80 | $0.81 | $1.01 | $0.24 | $19.20 |
| 2020 | $8.27 | $1.17 | $0.27 | $9.83 | $0.24 | $21.50 |
| 2021 | $7.43 | $2.07 | $0.20 | $3.16 | $0.28 | $18.43 |
| 2022 | $7.79 | $2.13 | $0.31 | $3.27 | $0.36 | $23.86 |
| 2023 | $7.17 | $1.51 | $0.32 | $2.19 | $0.36 | $25.32 |
| 2024 | $8.07 | $0.54 | $0.33 | $1.46 | $0.40 | $25.60 |
| 2025 | $7.51 | −$0.31 | $0.20 | $1.67 | $0.40 | $25.80 |
Common questions about Pathfinder Bancorp
How much does one share of Pathfinder Bancorp earn?
Over the last 12 months, each share of Pathfinder Bancorp earned $0.02 of profit on $7.75 of sales, keeping about 0¢ of every $1 (profit margin).
Does Pathfinder Bancorp pay a dividend?
Yes. Pathfinder Bancorp paid $0.40 per share in dividends over the last 12 months, and it paid a dividend in every year from 2013 to 2025 in StockSlicer’s data. That’s about 1739¢ of each $1 of profit (payout ratio).
What is Pathfinder Bancorp’s book value per share?
Pathfinder Bancorp’s book value is $20.03 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Pathfinder Bancorp have?
Each share of Pathfinder Bancorp has $4.15 of cash and investments and $21.24 of debt, as of June 30, 2026.
What is Pathfinder Bancorp’s free cash flow per share?
$1.77 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
Has Pathfinder Bancorp bought back shares?
Pathfinder Bancorp’s share count rose about 50% from 2013 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.