What one share of Credit Acceptance holds
Credit Acceptance Corporation (referred to as the “Company”, “Credit Acceptance”, “we”, “our” or “us”) makes vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers, regardless of their credit history.
Credit Acceptance’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $210.46 |
|---|---|
| Profit | $45.34 |
| Capex (buildings and equipment) | $0.35 |
| Free cash flow | $110.31 |
| Cash and investments | $0.13 |
| Debt | $615.64 |
| Book value | $153.13 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2009 | $12.02 | $4.62 | $0.09 | $4.97 | — | $16.29 |
| 2010 | $14.74 | $5.67 | $0.12 | $6.58 | — | $17.38 |
| 2011 | $19.74 | $7.07 | $0.24 | $10.13 | — | $21.07 |
| 2012 | $23.80 | $8.58 | $0.34 | $11.71 | — | $25.79 |
| 2013 | $28.41 | $10.54 | $0.23 | $13.33 | — | $32.69 |
| 2014 | $32.40 | $11.92 | $0.19 | $16.16 | — | $34.09 |
| 2015 | $39.34 | $14.28 | $0.19 | $19.07 | — | $46.10 |
| 2016 | $47.49 | $16.31 | $0.27 | $24.58 | — | $59.05 |
| 2017 | $56.75 | $24.04 | $0.43 | $28.51 | — | $79.53 |
| 2018 | $65.83 | $29.39 | $1.29 | $34.75 | — | $104.94 |
| 2019 | $78.47 | $34.57 | $1.41 | $41.39 | — | $128.33 |
| 2020 | $93.07 | $23.47 | $0.47 | $54.46 | — | $134.71 |
| 2021 | $115.28 | $59.52 | $0.47 | $65.95 | — | $128.96 |
| 2022 | $134.49 | $39.32 | $0.23 | $90.69 | — | $127.30 |
| 2023 | $146.18 | $21.99 | $0.31 | $92.22 | — | $140.05 |
| 2024 | $173.42 | $19.88 | $0.14 | $91.11 | — | $145.22 |
| 2025 | $198.89 | $36.38 | $0.14 | $90.38 | — | $142.66 |
Common questions about Credit Acceptance
How much does one share of Credit Acceptance earn?
Over the last 12 months, each share of Credit Acceptance earned $45.34 of profit on $210.46 of sales, keeping about 22¢ of every $1 (profit margin).
Does Credit Acceptance pay a dividend?
Credit Acceptance didn’t pay a dividend over the last 12 months, according to its SEC filings.
What is Credit Acceptance’s book value per share?
Credit Acceptance’s book value is $153.13 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Credit Acceptance have?
Each share of Credit Acceptance has $0.13 of cash and investments and $615.64 of debt, as of June 30, 2026.
What is Credit Acceptance’s free cash flow per share?
$110.31 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Credit Acceptance’s profit per share changed over time?
Profit per share went from $4.62 in 2009 to $36.38 in 2025, growing about 13.8% a year (adjusted for stock splits).
Has Credit Acceptance bought back shares?
Credit Acceptance’s share count fell about 63% from 2009 to 2025. Through buybacks, each remaining share owns a bigger slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.