ENVA

What one share of Enova International holds

Personal Credit Institutions

We are a leading technology and analytics company focused on providing online financial services. In 2025, we extended approximately $7.8 billion in credit or financing to borrowers. As of December 31, 2025, we offered or arranged loans or draws on lines of credit to consumers in 37 states in the United States and Brazil.

Enova International’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-09-30; the balance sheet is as of 2026-09-30.

Per-share figures
Sales$138.24
Profit$14.47
Capex (buildings and equipment)$1.77
Free cash flow$75.93
Cash and investments$4.29
Debt$217.57
Book value$63.47

Per share by fiscal year

YearSalesProfitCapexFree cashDividendsBook value
2012$20.03$1.78$0.54$10.84—$2.95
2013$23.19$2.36$0.45$12.83—$5.24
2014$24.53$3.38$0.40$12.62$3.71$4.67
2015$19.76$1.33$0.98$7.62$3.71$6.22
2016$22.28$1.03$0.43$11.33—$7.26
2017$21.36$0.86$0.45$12.66—$8.41
2018$27.65$1.99$0.42$19.05—$10.36
2019$34.15$1.06$0.58$24.09—$11.42
2020$33.55$11.70$0.91$22.02—$25.65
2021$32.01$6.79$0.79$11.72—$32.01
2022$51.85$6.19$1.30$25.40—$37.99
2023$66.34$5.49$1.42$35.14—$42.63
2024$94.24$7.43$1.54$53.02—$46.38
2025$117.71$11.52$1.76$66.18—$54.08

Common questions about Enova International

How much does one share of Enova International earn?

Over the last 12 months, each share of Enova International earned $14.47 of profit on $138.24 of sales, keeping about 10¢ of every $1 (profit margin).

Does Enova International pay a dividend?

Enova International didn’t pay a dividend over the last 12 months, according to its SEC filings.

What is Enova International’s book value per share?

Enova International’s book value is $63.47 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of September 30, 2026.

How much cash and debt does each share of Enova International have?

Each share of Enova International has $4.29 of cash and investments and $217.57 of debt, as of September 30, 2026.

What is Enova International’s free cash flow per share?

$75.93 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.

How has Enova International’s profit per share changed over time?

Profit per share went from $1.78 in 2012 to $11.52 in 2025, growing about 15.4% a year (adjusted for stock splits).

Has Enova International bought back shares?

Enova International’s share count fell about 19% from 2012 to 2025. Through buybacks, each remaining share owns a bigger slice of the company.

From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.