What one share of Regional Management holds
We are a diversified consumer finance company that provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. As of December 31, 2025, we operated under the name “Regional Finance” online and in branch locations in 19 states across the United States, serving 590,800 active accounts.
Regional Management’s numbers from its SEC filings, divided by its shares. Results cover the last 12 months to 2026-06-30; the balance sheet is as of 2026-06-30.
| Sales | $68.17 |
|---|---|
| Profit | $4.76 |
| Capex (buildings and equipment) | $0.51 |
| Free cash flow | $32.89 |
| Dividends | $1.20 |
| Cash and investments | $12.70 |
| Debt | $178.84 |
| Book value | $40.51 |
Per share by fiscal year
| Year | Sales | Profit | Capex | Free cash | Dividends | Book value |
|---|---|---|---|---|---|---|
| 2010 | $8.98 | $1.70 | $0.13 | $4.14 | — | $3.31 |
| 2011 | $10.95 | $2.19 | $0.27 | $4.04 | — | $5.58 |
| 2012 | $11.33 | $2.07 | $0.17 | $4.65 | — | $10.35 |
| 2013 | $13.23 | $2.23 | $0.32 | $5.31 | — | $12.74 |
| 2014 | $15.81 | $1.14 | $0.26 | $6.37 | — | $13.99 |
| 2015 | $16.62 | $1.79 | $0.26 | $6.12 | — | $15.89 |
| 2016 | $19.90 | $1.99 | $0.53 | $7.76 | — | $18.12 |
| 2017 | $23.12 | $2.54 | $0.40 | $9.39 | — | $20.53 |
| 2018 | $25.39 | $2.93 | $0.44 | $11.67 | — | $23.70 |
| 2019 | $30.21 | $3.80 | $0.49 | $12.94 | — | $27.49 |
| 2020 | $33.55 | $2.40 | $0.35 | $14.45 | $0.20 | $24.89 |
| 2021 | $40.25 | $8.33 | $0.34 | $17.42 | $0.95 | $28.89 |
| 2022 | $52.53 | $5.30 | $0.61 | $22.62 | $1.20 | $32.41 |
| 2023 | $57.48 | $1.66 | $0.49 | $25.48 | $1.20 | $33.02 |
| 2024 | $59.10 | $4.14 | $0.51 | $26.50 | $1.20 | $35.67 |
| 2025 | $64.66 | $4.45 | $0.48 | $30.48 | $1.20 | $39.05 |
Common questions about Regional Management
How much does one share of Regional Management earn?
Over the last 12 months, each share of Regional Management earned $4.76 of profit on $68.17 of sales, keeping about 7¢ of every $1 (profit margin).
Does Regional Management pay a dividend?
Yes. Regional Management paid $1.20 per share in dividends over the last 12 months, and it paid a dividend in every year from 2020 to 2025 in StockSlicer’s data. That’s about 25¢ of each $1 of profit (payout ratio).
What is Regional Management’s book value per share?
Regional Management’s book value is $40.51 per share: what would be left for each share if it sold everything at the values on its books and paid every debt, as of June 30, 2026.
How much cash and debt does each share of Regional Management have?
Each share of Regional Management has $12.70 of cash and investments and $178.84 of debt, as of June 30, 2026.
What is Regional Management’s free cash flow per share?
$32.89 per share over the last 12 months. Free cash flow is the cash left over after spending on buildings and equipment.
How has Regional Management’s profit per share changed over time?
Profit per share went from $1.70 in 2010 to $4.45 in 2025, growing about 6.6% a year (adjusted for stock splits).
Has Regional Management bought back shares?
Regional Management’s share count rose about 3% from 2010 to 2025. That dilution means each share owns a smaller slice of the company.
From its SEC filings. For education only, not investment advice. New to these words? See the StockSlicer glossary.